Stephen Brown Associates, Inc. has been offering real estate valuation solutions for over 35 years.  Lead Appraiser, Stephen Brown, MAI, SRA began the commercial appraisal firm in 1980 with his wife, Pamela Brown, SRA.  Their son, Kyle, joined the family business with his wife, Bonnie, after both graduated from Cal Poly San Luis Obispo.  Bonnie and Kyle are state certified general appraisers and both were recently was awarded their MAI designations from the Appraisal Institute.  Although the firm's primary market area is Monterey County, we serve Santa Cruz, San Benito, and San Luis Obispo counties as well.

The firm is proud of its history of providing excellence in its professional services to a wide range of individual clients and public agencies. We have an established record of successfully meeting the challenges of clients within Monterey County and the Central Coast areas.  SBA, Inc. has been recognized for its excellence in valuation and is committed to working with clients to form long-term relationships. Our in-depth involvement and experience with the local markets enables expert treatment of relevant local, regional, and national market forces and land use regulations affecting property value.

​Each member of the firm is a designated member of the Appraisal Institute. The Appraisal Institute is the world's leading organization of professional real estate appraisers and has been at the forefront of the real estate appraisal profession for more than 80 years.  Appraisal Institute members are identified by their experience and knowledge of real estate valuation, and adhere to a strictly enforced Code of Professional Ethics and Standards of Professional Appraisal Practice.  After earning his MAI and SRA designations, Stephen Brown proudly served as a course instructor for the Appraisal Institute, helping to further the appraisal profession.  Recently, Bonnie served as the co-chair of the Monterey Bay Branch of the Appraisal Institute, offering local continuing education opportunities for appraisers.

Kyle C. Brown, MAI

After graduating from Cal Poly San Luis Obispo with a degree in Agricultural Business, Kyle began working for the family appraisal business.  As a certified general appraiser and MAI, he has experience with commercial property valuations, as well as a variety of agricultural properties, including row crops, vineyards, greenhouses and ranches. 

Stephen G. Brown, MAI, SRA

Steve Brown began his appraisal practice after graduating from San Jose State University with a degree concentrating in real estate and working for Bank of America as a Senior Appraiser. A former instructor for the Appraisal Institute, his area of expertise focuses on complex commercial appraisal issues, including right of way work (he also has the RW-AC designation from the International Right of Way Association).  Additionally, Steve has experience in the courtroom as an expert witness.

Knowledge. Integrity. Experience.

Copyright © Stephen Brown Associates, Inc. All Rights Reserved

Stephen Brown Associates, Inc.​ 

Commercial & Agricultural Real Estate Valuation

Bonnie G. Brown, MAI

Bonnie met Kyle her freshman year at Cal Poly San Luis Obispo in 2001 and graduated with honors in 2005.  She is state certified as a general appraiser and has earned her MAI designation from the Appraisal Institute. Bonnie primarily focuses on commercial appraisals of retail, office and industrial properties in Monterey County. Bonnie also recently served as the co-chair for the Monterey Bay Branch of the Appraisal Institute.